Dealing with an Employer Who Doesn’t Have Workers’ Compensation Coverage
In Texas, only public employers are required to provide workers’ compensation coverage. All other employers can decide for themselves whether to provide coverage or not.
What this means is that if you’re injured on a job, employers don’t have to pay you any compensation. If you want to get compensation for your workplace injury, then you may have to file a lawsuit against your employer.
If you get injured while on the job, you’ll also need to know what to do in order to have the best chance to get fair and just compensation from your employer. You’ll need to report the injury to your employer, and you’ll also want to be aware that your employer might threaten you or have you sign a document limiting their liability even before you’ve received medical attention. Getting injured on the job can be scary, especially if your employer doesn’t carry workers’ compensation coverage. Read the infographic to see what steps you should take, whether you should hire a lawyer, and just what you may be entitled to.